Take stock: An annual inventory of all of your in comings and out goings will show you where you can make savings.

Take stock: An annual inventory of all of your in comings and out goings will show you where you can make savings.

Make a new financial year resolution

Make a new financial year resolution

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The EOFY is the perfect time to take stock of what you have been getting from your mobile phone plan and see what other great offers are out there.

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This is advertiser content for Pennytel.

The cost of living is increasing rapidly, but the end of financial year offers a unique and annual opportunity to review how, and on what, you spend your money.

Identifying where your bills can be cut will help ease household pressures bringing savings that can really add up over time.

When was the last time you reviewed your mobile phone plan for example? The EOFY is perfect to take stock of what you have been getting from plans and reassessing budgets for the next year.

Pennytel offer great value plans that could see you make savings on what your present deal provides.

Currently Pennytel are helping customers save even more by offering a ten per cent discount for 12 months across all plans if you make the switch to them by July 7. With Pennytel you can lock in your phone budget for the financial year without locking yourself into a contract.

Chill out: Relax and enjoy a new pastime knowing that your monthly mobile costs will remain the same for the whole year without a lock-in contract.

Chill out: Relax and enjoy a new pastime knowing that your monthly mobile costs will remain the same for the whole year without a lock-in contract.

This will leave you additional money to treat yourself and do things you really want to do. Perhaps you could enjoy a fantastic dinner with your partner, or have a go at a new activity you have always wanted to try.

If you prefer to save for a rainy day, the extra dollars in your bank account will simply add up over the course of the financial year and you can relax, knowing that it's there if you need it. Even small savings can add up to quite a lot over a year.

While you are relaxing and exploring new pastimes, enjoy peace of mind knowing that you've locked in that yearly saving without requiring a lock-in contract.

Take Pennytel's 4GB M Plan, that will only cost $17.99 a month with this promotional saving. This deal delivers unlimited calls and texts within Australia and coverage across 98.8 per cent of the country's populated areas. Enjoy the freedom to go where you like while staying connected to your friends and family with this economical deal.

Save more: A new plan at a lower rate will leave you additional money to treat yourself and do the things you really want to do.

Save more: A new plan at a lower rate will leave you additional money to treat yourself and do the things you really want to do.

Pennytel gives you more for less and keeps your dollars in your pocket, leaving you to spend your money how you want. So now all you need to do is consider how much data you need.

Most smartphones will track usage for you in the settings but with Pennytel's mobile app you'll have the convenience to easily see how much you use while on the go so you can always stay on top of your data.

If you're an average user who occasionally browses the internet and spends some time on social media apps, then 4GB per month is adequate for you.

If you play online games or stream videos, you may be better suited to a 10GB plan, now available on promotion for just $26.09 per month.

Still have questions? Pennytel's friendly customer service team can assist and advise which plan is right for you, just call 1300262146.

This is advertiser content for Pennytel.

The story Make a new financial year resolution first appeared on Newcastle Herald.

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